How to pay in Namibia?
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Different Payment Options
When preparing for a trip to Namibia, it is essential to research the various payment options available on-site. Although the country uses a local currency, the Namibian dollar (NAD), it is entirely possible to pay in cash or by credit card at most establishments.
The Namibian Dollar: The Local Currency
Namibia officially uses the Namibian dollar as its currency. This currency is pegged to the South African rand (ZAR), and both currencies are interchangeable within the country. However, it is important to note that the NAD is not accepted in South Africa. Upon arrival at Windhoek Airport, visitors can easily exchange euros at currency exchange offices or withdraw cash from ATMs. These machines allow withdrawals of up to 3,000 NAD per transaction, which is approximately 150 euros. The experts at Matakwa Safaris recommend that their clients always carry some cash, as certain expenses must be paid in cash.
Examples of Prices
Here are some examples of common expenses in Namibia, which may vary according to location and season:
- Gasoline: approximately 20 NAD (€1.20) per liter
- Restaurant meal: between 200 and 500 NAD (€10 to €25) per person for dinner
- Beverages: a 1L bottle of mineral water costs between 20 and 40 NAD (€1.30 to €2.60)
- Park entry: 150 NAD (€7) per adult per day and 150 NAD (€7) per vehicle per day
- Tips: It is customary to leave around 10% of the bill in restaurants, 5 to 10 NAD for gas station attendants, 5 to 10 NAD for parking attendants, and between 30 and 100 NAD for local guides depending on the quality of service.
Payment by credit card is possible!
If travelers prefer to pay for their purchases by credit card, it is worth noting that Visa and Mastercard are widely accepted in the country, including at the lodges and hotels affiliated with Matakwa Safaris. The use of American Express is, however, less common. Regardless of the preferred payment method, it is advisable to inquire in advance with your bank regarding any fees and commissions applied to withdrawals and payments abroad.
ATMs in the Country
ATMs are widely available in Namibia, providing travelers with a convenient and secure means of accessing the local currency, the Namibian dollar. They are primarily found in major cities such as Windhoek, the capital, as well as in the country’s tourist areas. These ATMs allow visitors to withdraw money using their international bank cards, making it easier to manage their travel budget in Africa. It is advisable to use ATMs located in well-lit areas or inside banks to minimize the risk of fraud. The exchange rates applied are generally competitive, but it is recommended to check for any potential fees with your bank prior to departure.
Favor cash, but the option to pay by credit card is available during your trip to Namibia.
In Namibia, tourists can use either the Namibian dollar or the South African rand to settle their expenses. It is advisable to carry cash for certain payments, but it is also possible to use Visa and Mastercard in many establishments, including for withdrawing cash from ATMs.



